Books are a weakness for me. Being in a bookstore can be hell for my finances. But I went anyway. I didn't emerge unscathed, but I didn't buy any more reading material for myself. I bought said book for the DD2, a large calendar for DD1, and for myself, I bought a 3 pack of Moleskine notebooks (for keeping track of finances) and a portable money organizer.
This little organizer has six accordion pockets on the left side, with tabs for personalisation, a pen, and on the right, a notepad for writing down what I've spent, with columns of Date, What and Amount. I can tally up totals, and there is space for notes. The only thing I don't like about it is that at the bottom of each page is printed: "When all else fails, charge it." This is going to be fabulous for me because I can keep receipts separate for business and personal and I can keep coupons in it also.
*** Edit: You can find this little gem in Coles stores or you can order it online. Here's the link:
I pledge to myself that this will be the year of complete change. I will keep track of my spending (and as much of Hubby's as I can as well). I will save more and spend less. I know I cannot pay off all of our debt in this calendar year, but it is a work in progress. We can pay off the credit card debt though. And that will make me happy.
I have hope for this year.