- $75 for the pager; this will pay up the account until June 1/12 No
- Continue making small-ish deposits to Emergency fund, EEE Account, House fund, Vacation fund, car fund, and laptop fund. Sort of.
- Start 2 new funds for Business Equipment and Dental Work. No
- Our Insurances are coming due. Pay off #1 & #2. 1 of 2 paid
- Catch up with all paperwork for business. o_O Halfway accomplished.
OK, so I didn't accomplish much this month or so it would seem. I did pay the contents insurance on our apartment for the year, and I did get the dreaded Income Tax filed (finally). I so dislike doing that. Of course, the result wasn't favourable, which is probably why I dislike doing it so much. Everything seems to be on hold until I can get a grip on the finances. Paying out an additional $600 per month for childcare is something that is hard to get used to. If I don't start getting more work soon, I may have to pull him from daycare.
Ok, on to the Month end report:
TFSA/ EEE Account $460.54 (up $23.70)
Xmas Fund/Car Fund $1603.72 (up $0.10)
RRSP Savings Acct. $107.19 ( up $25.08)
Vacations Account $48.65 (up $2.80)
RRSP MF Acct. $1,687.75 (down $20.84)
RESP MF Acct. $1371.75 (down $24.11)
Emergency Fund Account $8.94 (down $991.46)
House Fund $5.03 (down $114.99)
Biz Savings/5 Categories $129.07 (down $2291.07)
Canada Savings Bonds $1605.00 (up $140.00)
B's Savings Acct. $59.10 (down $184.41)
$5 Bill Laptop Fund $60 (up $35.00)
Personal Loan: $5655.50, down $160.00
MBNA Card (27.98%): $1,213.73, down $267.64
Capital One Card (19.8%): $2948.15, down $125.93
Overdraft 1: $648.58,down $260.86
Auto Loan: $ 0
Tax Owing: $3191.26, up $8.73 (correct as of Sept. 19th)
Our current total Debt owing: $13,657.22
Total Debt owed January 1, 2011: $23,861.01
Difference since January 1, 2011: $ 10,203.79
Difference since last month: $ 908.49
The auto loan was paid off, finally. I got my credit card balance under $3k, and hubby's credit card balance is approaching 3 digits instead of four.It is going to be a rough few months for us if I can't get more money coming in. Hopefully, October will be a good month income-wise.