Here are the goals that I want to accomplish this month. I've written them down so I can carry them around with me to help me keep focused.
1. To keep track of every dollar I spend. I would like to include hubby's spending as well, if I can.
2. To sell stuff at yard sale amounting to at least $100.
3. To add $100 to our EEE Account this month.
4. Add $195.27 to our Xmas Account.
5. Budget for DD2's Honour Dinner: $100 to include meal and gifts.
That's it. Just a few simple things that will keep us moving forward, even though I'm feeling like we are not making any progress at all.
I told hubby about how I was feeling with our debt situation, and he pointed out to me, the fact that we have paid off somewhere in the neighborhood of $30,000 to $40,000 worth of debt since we moved to this apartment. He also pointed out we are in a much better financial place than we were in 2008. As encouragement, he suggested that he will, for one month, not buy Tim Horton's coffee in the morning before work, but instead bring coffee brewed at home. His focus this month will be to beat down his overdraft into total submission. (FYI, that's $1000 dollars worth of debt folks!) The interest and charges on that pesky overdraft alone is costing us hundreds of dollars a year. I can't wait to kick that one to the curb as well.
I'm struggling with all our financial stuff right now, which is quite typical for me around contract renewal/payment time. I'm trying desperately to let go of some this burden (that I'm putting on myself, by the way) that is stressing me out to no end.
Let's hope May goes by quickly, and with few surprises.