To help me reduce my spending, I have decided that I will work on some projects that need to be finished. Not because I'm on a deadline, (like finishing the baby blanket before the baby was born), but because they are unfinished. On my list of things to finish:
- DD2's blanket; started 12 years ago, never finished....it was a bit overzealous for my skill set at the time, now I think I can manage it
- DS's blanket add-on: I knit a baby blanket for him when he was an infant; I'd like to add to it as he gets bigger, so the blankie grows with him
- MIL's hat: she only asked me to make her one last week, and I definitely want to give it to her before winter is over
Other knitting and craft projects in my mind that need starting:
- dishcloths: I make dozens of these per year as gifts for Xmas
- Mittens I started for the Keeping Kids Warm charity
- Plastic Canvas crafts: I was given loads of plastic canvas and wool from the charity to make them things that they could sell at their bazaar dates
- Hugs from Doug: microwavable heating/cooling pads made from recycling my son's receiving blankets...Must...work...on....this...
- Cloth reusable bags for Xmas gifts....I would like to make several for this year's holidays
- Baby blanket: a friend at playgroup asked if I would knit up a blanket for a gift for her. When she brings me the yarn, I will make it for her.
Financial quick wins to aim for:
- Knowing that one debt will be paid off this month (yay) because of automatic deductions.
- Focusing all of my efforts toward one debt or savings payment at a time, working my way down the list I have.
- Convincing Hubby to divert monies (that were previously used for a debt that was paid off last month) to increasing payments on other debts or into savings not to be touched.
- Pay off one more debt in full (the lowest being $400 right now).