Tuesday, March 1, 2011

It's been a super busy few days for me, and I just can't find the time to sit and write a reasonable post. I guess I'm hitting a dry spell. Financially, we are doing OK, give or take a few little glitches as we adjust to putting some of the freed up money back into our budget. Obviously we increased our debt repayment schedule and our savings. It'll take a month or two to adjust to the new payment routine, and then we'll do it all over again come May when the contract comes in. We'll readjust and tweak, getting to a comfortable spot to get the debt paid off.

I got a bit of a surprise in the mail the other day with my credit card account. They have started charging me interest on the balance again. To the tune of 19.8%. It's certainly not the worst rate I've seen, but it's not the best either. Now I'm wondering, do I just bite the bullet, and pay down the debt at this interest rate, or so I try to switch to another card with a reduced rate introductory offer? Hubby and I will have a chat about it some time this month and we'll see what is out there.

It's our little guy's birthday this month, so plans are under way for the St. Paddy's Day birthday for a 3 year old. Nothing spectacular, but a cake, and some gifts, with some family around. Good times.

I'll be posting our monthly number later today, if I can get around to it. I have a full day ahead of me, and I must go.

Have a great day, readers.

1 comment:

  1. About the CC balance, I wouldn't bother doing a balance transfer if you think you can pay it all off in the next 3 months. If your balance is higher than that, consider transferring it to a lower interest rate CC. Sit down and calculate the math and you'll see if it's worth the trouble of transferring or not.

    Happy Birthday to your little guy. My middle child is having a birthday this month too - she turns 9 on March 11th! Unbelievable!!!