Sat. Jan. 22: $8.20-coffee & breakfast
Sun. Jan. 23: $11.00 - DD2 allowance; $3.63 - coffees
Mon. Jan. 24: $3.99 - margarine
Tues. Jan. 25: $25 - gas; $1.73 - coffee
Wed. Jan. 26: $26.21 - pizza
Thurs. Jan. 27: $1.73 - coffee; $35 - gas; $30 - tobacco
Fri. Jan. 28: $15.69 - snacks; $5.95 - coffees; $200 - savings; $40.26 - groceries; $354.21 - bills
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Tracking spending this week was difficult because I've been ill. What started out as some type of tummy virus has become a full on head & chest cold. The medication I've been taking has been making me feel a little scatter-brained, so I didn't write everything down right away. I did keep receipts and used my debit card so I could track when I was feeling better.
Tonight is our Gail meeting (the last one this month was postponed due to scheduling issues) and I am looking forward to sharing and hearing from the rest of the group what they hope to achieve for the year.
On Saturday, I bought Gail Vaz-Oxlade's newest book, "Never Too Late".
I spent a glorious day yesterday staying off the computer, and just spending my time reading, doing housework, and knitting. DH and I watched 2 movies last night as well. Today I'll be working on our month end financial report, so we get a better picture of where we are, and where we're headed. As soon as I can get off this computer, I'm going to go finish Gail's book!
Have a great week everyone!
Showing posts with label weekly spending recap. Show all posts
Showing posts with label weekly spending recap. Show all posts
Monday, January 31, 2011
Monday, January 24, 2011
Weekly Spending Recap Jan. 15 - 21, 2011
Here's our spending recap for the week:
Sat. 15th: $11.48 coffees & breakfast (work); $17.01 tobacco; $14 - phone & clearance priced cookies for DD1; $2 - juice; $51.00 pizza for 5 adults; $30 - gas
Sun. 16th: $17.01 tobacco; $21.91- small grocery shop
Mon. 17th: $195.00 - groceries for 2 weeks; $2.15- mitts and notebooks for DS
Tues. 18th: $40 - cost to file defense for small claims court; $41.44 - XL black ink cartridge (business expense); $14.81 - fish& chips dinner for 2
Wed. 19th: $XXX - remainder of rent owing; $34.02 tobacco; $5.25 - hospital parking;
Thurs. 20th: $30 - gas; $70 - bills; $25- debt; $10- RSP; $3.36 - coffee;
Fri. 21st: $40 - gas; $17.01 - tobacco
Added up, there was $165.76 of costs that didn't need to be there. We are working toward making this number smaller. It's likely that the cost of tobacco will never completely be out of the budget. I know we shouldn't smoke, but we do. The cost of filing a defense in Small Claims court is something I never could have predicted as it was completely out of my control. I know the outcome will cost me money in the future, sometime in May or June, but it is unknown what that will be. At the most, I figure it will be around $2000. But that's why I filed a defense, because I think that the amount that I am being taken to court for is completely outrageous. I won't say what the circumstances are for this court proceeding, but I will let you know the outcome when it is all over.
This week, I give myself a 'B' for tracking our spending. I didn't write things down right away, but I at least had the presence of mind to get receipts for everything, or use a debit card so I could write it down later.
This is the third week of tracking, and still going strong!
I'm hoping to get 3 No Spend days next week. Wish me luck!
Sat. 15th: $11.48 coffees & breakfast (work); $17.01 tobacco; $14 - phone & clearance priced cookies for DD1; $2 - juice; $51.00 pizza for 5 adults; $30 - gas
Sun. 16th: $17.01 tobacco; $21.91- small grocery shop
Mon. 17th: $195.00 - groceries for 2 weeks; $2.15- mitts and notebooks for DS
Tues. 18th: $40 - cost to file defense for small claims court; $41.44 - XL black ink cartridge (business expense); $14.81 - fish& chips dinner for 2
Wed. 19th: $XXX - remainder of rent owing; $34.02 tobacco; $5.25 - hospital parking;
Thurs. 20th: $30 - gas; $70 - bills; $25- debt; $10- RSP; $3.36 - coffee;
Fri. 21st: $40 - gas; $17.01 - tobacco
Added up, there was $165.76 of costs that didn't need to be there. We are working toward making this number smaller. It's likely that the cost of tobacco will never completely be out of the budget. I know we shouldn't smoke, but we do. The cost of filing a defense in Small Claims court is something I never could have predicted as it was completely out of my control. I know the outcome will cost me money in the future, sometime in May or June, but it is unknown what that will be. At the most, I figure it will be around $2000. But that's why I filed a defense, because I think that the amount that I am being taken to court for is completely outrageous. I won't say what the circumstances are for this court proceeding, but I will let you know the outcome when it is all over.
This week, I give myself a 'B' for tracking our spending. I didn't write things down right away, but I at least had the presence of mind to get receipts for everything, or use a debit card so I could write it down later.
This is the third week of tracking, and still going strong!
I'm hoping to get 3 No Spend days next week. Wish me luck!
Monday, January 17, 2011
Weekly Spending Recap
Here's how we did since the last recap:
Sat. Jan 8th: Dinner out with friends from out of town $80.00 w/tip; movie at the theatre w/popcorn and drinks $39.00; drinks at bar after movies $18.00
Sun. Jan. 9th: No Spend Day!
Mon. Jan. 10th: $40 gas
Tues. Jan. 11th: $20 gas
Wed. Jan. 12th: $4.09 milk
Thurs. Jan. 13th: $46.24 take out sushi dinner for date night-in
Fri. Jan. 14th: $3.05 coffee; $30.25 work night fast food dinner; $25.00 gas (paid with gift card)
As I look over the amounts we've spent, I cringe when I add the amounts together. If had not spent any of the money on going out with friends, or so much on take out, we could have put another $213.49 toward our debt (not counting the gas, milk, and coffee amounts). I'm not going to justify all of our spending, however I do know how much we have already cut back on our spending.
When we have work for my business, sometimes there are no real frugal alternatives for meals, so I'm not really going to beat myself up over that one.
The take out sushi for date night in was good, but not really worth $46 if you ask me. We enjoy sushi and are learning to make it at home as our frugal alternative. We just need to find out where to buy the small cuts of sushi-grade fish that hubby likes. I prefer the shrimp and vegetarian ones.
We haven't seen our best friends since November, so having a night out with them was good for our sanity (and theirs). I feel no guilt on spending the money to go out with them, having a good time all around, except that the movie was kind of lame.
Gas spent for the week was $5.00 over our allotted amount, but with the nature of my work, it's not an expense that I can control that much. I try to balance it out by driving less when I'm not working.
So that was the week. I don't even know how to grade ourselves on it, except to say I give myself an 'A' for actually tracking nearly every dollar spent for the week. I haven't tracked our spending daily before without giving up mid-week. It's been two weeks, and I'm still tracking!
My hope is to try to get in at least 1 or 2 No Spend Days per week.
Sat. Jan 8th: Dinner out with friends from out of town $80.00 w/tip; movie at the theatre w/popcorn and drinks $39.00; drinks at bar after movies $18.00
Sun. Jan. 9th: No Spend Day!
Mon. Jan. 10th: $40 gas
Tues. Jan. 11th: $20 gas
Wed. Jan. 12th: $4.09 milk
Thurs. Jan. 13th: $46.24 take out sushi dinner for date night-in
Fri. Jan. 14th: $3.05 coffee; $30.25 work night fast food dinner; $25.00 gas (paid with gift card)
As I look over the amounts we've spent, I cringe when I add the amounts together. If had not spent any of the money on going out with friends, or so much on take out, we could have put another $213.49 toward our debt (not counting the gas, milk, and coffee amounts). I'm not going to justify all of our spending, however I do know how much we have already cut back on our spending.
When we have work for my business, sometimes there are no real frugal alternatives for meals, so I'm not really going to beat myself up over that one.
The take out sushi for date night in was good, but not really worth $46 if you ask me. We enjoy sushi and are learning to make it at home as our frugal alternative. We just need to find out where to buy the small cuts of sushi-grade fish that hubby likes. I prefer the shrimp and vegetarian ones.
We haven't seen our best friends since November, so having a night out with them was good for our sanity (and theirs). I feel no guilt on spending the money to go out with them, having a good time all around, except that the movie was kind of lame.
Gas spent for the week was $5.00 over our allotted amount, but with the nature of my work, it's not an expense that I can control that much. I try to balance it out by driving less when I'm not working.
So that was the week. I don't even know how to grade ourselves on it, except to say I give myself an 'A' for actually tracking nearly every dollar spent for the week. I haven't tracked our spending daily before without giving up mid-week. It's been two weeks, and I'm still tracking!
My hope is to try to get in at least 1 or 2 No Spend Days per week.
Friday, January 7, 2011
My Spending this week
I totally failed at tracking my spending this week. I can think of a few things that I spent money on (and likely shouldn't have).
Parking ~ over $27.00; unavoidable, must pay for parking at the hospital
Gifts ~ about $50; bought little things for the new baby and a new pair of slippers for the new mommy
Takeout ~ $100.00; buying coffee and sandwiches at hospital, and one expensive meal for 4 adults at Wendy's
Cellphone ~ $90; made an extra payment because apparently I'm somehow behind
That's all I can think of for now, but I'll likely revise it as I think of more things.
Went to hospital yesterday (for the last time, thankfully) and found free parking! Well, almost free. The metered parking on the side street had a few open spots, and the one I picked happened to still have time on the meter. I plopped in an additional 50 cents to bump the time up to 2 hours.
I spent about $9.00 on a sandwich and a half litre of strawberry milk for my son & I to share at lunchtime while we waited for DD1 and GS to be ready to leave.
Parking ~ over $27.00; unavoidable, must pay for parking at the hospital
Gifts ~ about $50; bought little things for the new baby and a new pair of slippers for the new mommy
Takeout ~ $100.00; buying coffee and sandwiches at hospital, and one expensive meal for 4 adults at Wendy's
Cellphone ~ $90; made an extra payment because apparently I'm somehow behind
That's all I can think of for now, but I'll likely revise it as I think of more things.
Went to hospital yesterday (for the last time, thankfully) and found free parking! Well, almost free. The metered parking on the side street had a few open spots, and the one I picked happened to still have time on the meter. I plopped in an additional 50 cents to bump the time up to 2 hours.
I spent about $9.00 on a sandwich and a half litre of strawberry milk for my son & I to share at lunchtime while we waited for DD1 and GS to be ready to leave.
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