September goals:
- $75 for the pager; this will pay up the account until June 1/12 No
- Continue making small-ish deposits to Emergency fund, EEE Account, House fund, Vacation fund, car fund, and laptop fund. Sort of.
- Start 2 new funds for Business Equipment and Dental Work. No
- Our Insurances are coming due. Pay off #1 & #2. 1 of 2 paid
- Catch up with all paperwork for business. o_O Halfway accomplished.
OK, so I didn't accomplish much this month or so it would seem. I did pay the contents insurance on our apartment for the year, and I did get the dreaded Income Tax filed (finally). I so dislike doing that. Of course, the result wasn't favourable, which is probably why I dislike doing it so much. Everything seems to be on hold until I can get a grip on the finances. Paying out an additional $600 per month for childcare is something that is hard to get used to. If I don't start getting more work soon, I may have to pull him from daycare.
Ok, on to the Month end report:
TFSA/ EEE Account $460.54 (up $23.70)
Xmas Fund/Car Fund $1603.72 (up $0.10)
RRSP Savings Acct. $107.19 ( up $25.08)
Vacations Account $48.65 (up $2.80)
RRSP MF Acct. $1,687.75 (down $20.84)
RESP MF Acct. $1371.75 (down $24.11)
Emergency Fund Account $8.94 (down $991.46)
House Fund $5.03 (down $114.99)
Biz Savings/5 Categories $129.07 (down $2291.07)
Canada Savings Bonds $1605.00 (up $140.00)
B's Savings Acct. $59.10 (down $184.41)
$5 Bill Laptop Fund $60 (up $35.00)
Personal Loan: $5655.50, down $160.00
MBNA Card (27.98%): $1,213.73, down $267.64
Capital One Card (19.8%): $2948.15, down $125.93
Overdraft 1: $648.58,down $260.86
Auto Loan: $ 0
Tax Owing: $3191.26, up $8.73 (correct as of Sept. 19th)
Our current total Debt owing: $13,657.22
Total Debt owed January 1, 2011: $23,861.01
Difference since January 1, 2011: $ 10,203.79
Difference since last month: $ 908.49
The auto loan was paid off, finally. I got my credit card balance under $3k, and hubby's credit card balance is approaching 3 digits instead of four.It is going to be a rough few months for us if I can't get more money coming in. Hopefully, October will be a good month income-wise.
Sorry you had a rough month, I hope October is better for you!
ReplyDeleteSo on the bright side you have paid down your debt by over $10,000!! That is an amazing accomplishment. I salute you Eboo!! Things have slowed down now but that doesn't take away from what you have already accomplished!!
ReplyDeleteDon't be down, I'm sure October will be good!
ReplyDeleteI still think you had a good month... and your progress since January is impressive!
ReplyDeleteApril - I think you are doing wonderfully! keep up the great work and the great blog!
ReplyDeleteSarah
I think you did great. And I do beleive we are all glad to see September go
ReplyDeleteJudy
ps its really me but google wont let me sign on for some reason
I think you did great. And I do beleive we are all glad to see September go
ReplyDeleteJudy
ps its really me but google wont let me sign on for some reason