Here's how the numbers sit as of April 30, 2011:
TFSA/ EEE Account $144.19 (up $55.23)
Xmas Fund $104.73 (up $70.03)
RRSP Savings Acct. $27.02 ( up $17.02)
Vacations Account $50.04 (up $40.01)
RRSP MF Acct. $1,255.67 (up $44.84)
RESP MF Acct. $25.00 (up $25)
Emergency Fund Acct. $71.09 (down $20.00)
House Fund $45.00 (up $5.00)
Biz Savings/5 Categories $0 (down $225.00)
Canada Savings Bonds $875.00 (up $140.00)
B's Savings Acct. $12.89 (down $72.32)
HBC Card (28.8%): $262.08, down $144.78
Personal Loan: $6375.50, down $160.00
MBNA Card (27.98%): $1,992.81, down $124.33
Capital One Card (19.8%): $4,096.56, down $22.68
Overdraft 1: $944.19, increased by $145.52
Auto Loan: $1,003.69, down $195.54
Tax Owing: $4,335.82, down $50.00
Biz HST: $4,839.00
Dental Bill: $1,301.10
Overdraft 2: $0, decreased by $380.80
Total Debt owed on January 1, 2011: $23,861.01
Our current total Debt owing: $25,150.75
Difference since January 1, 2011: + $1,986.67
Our debt has gone up since January? We've paid lots and lots of money, and yet we still incur more debt without trying. It feels like this will never end. How discouraging! Either I'm really bad at math, or I wasn't counting something in earlier, or we're just stuck in this hell called debt for all time.
This month end report does not make me feel any better!
Please leave encouraging comments below!
Hey!
ReplyDeleteI know how you feel and how it feels like it will never end! I have been there and am still there. But it does get better!!!
Awww... Don't give up! Baby steps! ;)
ReplyDeleteYou have a 0 on Overdraft 2 and you will have your car loan paid in no time. you are making good progress overall. Keep your chin up!
ReplyDeleteLooks like your numbers decreased as only the overdraft increased by $145, everything else decreased so I would try a different calculator!!! Unless I'm missing something here?
ReplyDelete